Dear Taku,

Thank you for your eleventh message. My comments follow.

Sincerely,

Prof Sue Stiner

> Dear Dr. Stiner,

> Thank you for your reply.

> I will write about my summer vacation.

> I will write about New Zealand.

>I did homestay for two weeks in

> I did a homestay for two weeks in Hamilton, and I went sightseeing for

one week in Christchurch, Queenstown, and Oakland.

> It was a program of Chuogakuin University.

> The weather was cold when I stayed in New Zealand.

> In New Zealand it was winter.

> I was very nervous for the homestay at first, because of English, the

different life style, etc., but I got used to it soon.

> My host family was an old couple.

> They were very kind people.

> They have children, but their children don't live with them, because

each of the children has a family.

> Then I lived for three people while homestay.

> I was surprised that many New Zealand people go to bed early.

> They usually go to bed about 9 or 10 p.m.

> My life passed in New Zealand by studying English on weekdays at Waikato

University.

> The lessons were about kiwi English, English games, etc.

> It was very interesting for me.

> As for weekends, I went to church, the zoo, gardens and parks with my

host family and their friend's family.

> sometime,their grandchildren came there and I played soccer with them

> It was very happy time for me.

> As for sightseeing, my favorite place is Queenstown.

> Queenstown is a very beautiful town surrounded by lakes and mountains.

> I thought New Zealand was a beautiful country.

> http://waikatochuogakuin.homestead.com/index.html

> please check this web site!

> It is our lesson scenery.

> There is a photograph in which I appear!!

What a great trip that must have been! Memories for a lifetime! I hope

you took lots of pictures.

> I'm looking forward to hearing from you.

> Have a nice day.

> sincerely Taku.

This week we talk about cash. The US has a financial statement that

looks at how cash moves in and out of the company. It is the Statement

of Cash Flows. The new lesson is here:

http://www72.homepage.villanova.edu/susan.stiner/cgu/cashflow01.htm

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